Navigating the Mortgage Maze: The Simple Truth about Financing Your Home

Buying a home is the largest, most nerve-wracking purchase most of us ever make. It doesn't help when choosing a mortgage means entering a maze of unfamiliar words and confusing options that can leave us intimated, frustrated, and afraid we've been taken advantage of. That's why Navigating the Mortgage Maze is a crucial book for consumers, especially if they're reeling from the current mortgage meltdown and need straightforward, easy-to-understand help from a trusted source. With 25 years of experience in the mortgage industry and a keen understanding of the average reader's needs in getting a good mortgage, Dale Vermillion is perfectly positioned to be America's 'go-to' expert. In addition to instantaneous help through Dale's website and an easy-to-use online mortgage calculator, the book features a clear and compelling presentation of the gospel. It's one Dale has shared with tens of thousands of mortgage professionals throughout North America, and it will deeply impress the reader that the greatest purchase in history isn't a good mortgage, but what Jesus Christ purchased for us on the Cross.

	Navigating the Mortgage Maze: The Simple Truth about Financing Your Home		Price 10.81
	Navigating The Mortgage Maze		Price 13.99
	Navigating the Mortgage Maze: The Simple Truth about Financing Your Home		Price 9.43
	Navigating the Mortgage Maze: The Simple Truth about Financing Your Home		Price 1.99
	Navigating the Mortgage Maze - Dale Vermillion - Paperback		Price 12.99

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National Residential Mortgage Loan Originator: SAFE Act Comprehensive Education

This comprehensive guide is an excellent resource for mastering the modern mortgage principles and practices essential to understanding the financing of residential real estate as generally applied to all states. The mortgage industry has gone through a major transition in recent years changing from a sales environment to a professional one. As a result, the mortgage professional today must be more knowledgeable and ethical in meeting the financial needs of consumers. This NMLS-approved course is designed to help mortgage professional's master the 20-hour SAFE Act pre-licensing requirements for mortgage loan originators. All major regulations such as the SAFE Act, the Truth in Lending Act, the Equal Credit Opportunity Act, RESPA, the Fair Credit Reporting Act, GLBA, the Dodd-Frank Wall Street Reform and Consumer Protection Act, and other industry-changing legislation is identified and explained in a clear and understandable manner. This book walks you through what is a mortgage, how is it calculated, what is a mortgage loan originator's role and responsibility, how one is paid, and what legislative actions shape and are shaping the role of the mortgage loan originator. Major concepts are reinforced through learning objectives, extensive examples, chapter summaries, review questions, critical thinking questions and key term reviews. Use the online interactive flashcards to review key terms and concepts. Also, updates are posted at www. cengage.com/realestate/mortgage to keep you up-to-date on new rules and regulations.

	National Residential Mortgage Loan Originator		Price 63.97
	National Residential Mortgage Loan Originator: SAFE Act Comprehensive Education, 1st Edition		Price 32.99
	National Residential Mortgage Loan Originator (Paperback)		Price 57.9
	National Residential Mortgage Loan Originator		Price 57.7

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The Reverse Mortgage Book: Everything You Need to Know Explained Simply

Recent estimates have shown that there are more than 100,000 active reverse mortgages in the United States, and that number is on the rise. Reverse mortgages allow people over the age of 62 to release the equity in their property and defer payments until the homeowner dies. As these mortgages become more and more popular, it is becoming increasingly important for senior citizens to understand the process and the features of this unique loan. The Reverse Mortgage Book does just that, explaining everything you need to know in easy to understand terms. In this new book, you will learn about the details of new legislation, payment plan options, tools that will help you calculate loan advances, financing fees, what to do with leftover equity, borrower qualifications, common mistakes people make, resources for securing reverse mortgages, and planning strategies. You will also learn about the types of reverse mortgages, including the Home Equity Conversion Mortgage, the Financial Freedom Cash Account, and the CHIP Reverse Mortgage for Seniors, and the different ways to receive payments, such as tenure, term, line of credit, modified tenure, and modified terms. In addition, you will learn about the steps involved in a reverse mortgage, from the application to processing, from underwriting to closing. This book also goes into detail about how to convert equity into tax-free income, how to determine how much money you can get, how to determine if your home qualifies, how to shop for the best products, how to find a counselor, how reverse mortgages differ from other loans, and how to minimize setup fees. This book will provide you with the answers to commonly asked questions, such as, Is it possible for me to lose my home? What effect does my age have? What effect will my needs for long-term care have? By reading this book, you will completely understand everything there is to know about reverse mortgages, enabling you to make wise decisions and maintain your financial independence.

	The Reverse Mortgage Book: Everything You Need to Know Explained Simply		Price 12.47
	The Reverse Mortgage Book: Everything You Need to Know Explained Simply		Price 16.46
	The Reverse Mortgage Book: Everything You Need to Know Explained Simply		Price 18.12

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